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Premiere Debt Consolidation Services

Consolidate your debt into your mortgage!

Refinance Your Mortgage To Pay Down Debt

Consolidating your debt into your mortgage can help you better budget your finances and come up with a payment plan that will help you pay down your debt sooner rather than later. You can do this by using your home's equity to secure a home equity loan. Use your equity to lower bills and free up cash flow. if you feel that rolling your credit card debt into your mortgage is something that will work for you, here’s what you need to know: 

Root Of The Problem

Set Goals

Mortgage Insurance?

As your loan increases, you run the risk of having to purchase mortgage insurance. This is typically required when the amount owed on your mortgage exceeds 80% of the value of your home. Mortgage insurance is an added monthly cost that would eat into whatever savings you earned by rolling your debt into your mortgage, so be sure to pay attention to the relationship between your home’s value and the size of your new mortgage.

If you’re taking this step because of problems with credit and overspending, remember that this may help with some of the symptoms (too much debt), but it won’t address the central issue. Be sure to seek counseling or education services to help you make the big picture changes that will save you from ending back up in this position. 

Set a goal for paying off your mortgage just as you would your credit cards. If your budget allows, make an effort to pay more than your regular payment every month so you can get it paid off sooner.

Free Up Money To Remodel And Increase Equity And Salability

Feel like rolling your credit card debt into your mortgage is something that will work for you? Contact us to learn more.


“Jake and all of the staff at SNMC were so great to work with. They completed our paperwork quickly and responded to questions and emails promptly. I will be sending family and friends to them.”

“The process with SNMC was incredibly seamless. There was great communication and they were incredibly timely. I got exactly what I was hoping for. I would definitely recommend working with this group”

– Cullen Balch

– Krista Bava

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